CA RiskMinder is an adaptive authentication solution that evaluates each online transaction (shopping, banking, or corporate access) in real time by examining a wide range of collected data against the out-of-the-box rules. It then assigns each transaction a risk score and advice. The higher the risk score, the greater the possibility of a fraud. Based on your business policies, your application can then use this risk score and advice to approve or decline the transaction, ask for additional authentication, or alert a customer service representative.
RiskMinder is highly configurable, and offers you the flexibility to modify the configuration parameters of any of the risk evaluation rules in keeping with your policies and risk-mitigation requirements. It also gives you the flexibility to modify the default risk score, scoring configuration, and scoring priorities of individual rules and selectively enable or disable the execution of one or more rules.
Besides preconfigured rules, the Rule Builder capability of RiskMinder enables you to create custom rules.
This guide provides information for planning the deployment of CA RiskMinder based on different solution requirements. Each solution consists of multiple components that interact with each other and other systems in an enterprise or multiple-network systems.
This section introduces you to the basic concepts of RiskMinder, explains its architecture, and then walks you through the features and enhancements that have been introduced in this release:
Note: CA RiskMinder still contains the terms Arcot and RiskFort in some of its code objects and other artifacts. Therefore, you will find occurrences of Arcot and RiskFort in all CA RiskMinder documentation. In addition, some of the topics in this guide do not follow the standard formatting guidelines. These inconsistencies will be fixed in a future release.
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