For each risk evaluation request from your application, RiskMinder executes Evaluation Rules to generate a Risk Score (or Score). This Score is typically a value from 0 through 100 that maps to a recommended Risk Advice (or Advice.) RiskMinder then uses the Scoring Engine to generate the final Score and the corresponding Advice.
The following table explains the mapping between the pre-defined score value ranges and the corresponding Advice.
Note: A score of 0 is assigned to rules that must be executed but not used for scoring. If the score is set to 0, the Advice generated is SILENT.
|
Score Value (From) |
Score Value (To) |
Advice |
Default Recommended Action |
|---|---|---|---|
|
1 |
30 |
ALLOW |
Allow the transaction to proceed. |
|
31 |
50 |
ALERT |
Take an appropriate action. For example, if the user name is currently unknown, then on getting an alert you can either redirect it to a CSR or you can create a user in RiskMinder. |
|
51 |
70 |
INCREASEAUTH |
Perform additional authentication before proceeding any further. |
|
71 |
100 |
DENY |
Deny the transaction. |
You can configure RiskMinder scoring to meet your business requirements by using the Rules and Scoring Management page. For more information, see "Configuring Out-of-the-Box Rules".
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